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Get the Scoop on the New Integrated Mortgage Disclosures Thu, Mar 26, 2015 The Consumer Financial Protection Bureau (CFPB) yesterday indicated there will be no delays in the implementation of the new TILA-RESPA Integrated Mortgage Disclosures for mostl federally insured mortgages beginning August 1, 2015. If you are confus... Read More

Is the CFPB Changing? Thu, Mar 19, 2015 Republicans are taking advantage of a majority in the House and Senate for the first time since the creation of the Consumer Financial Protection Bureau (CFPB). The result: several bills that could not only change the direction of the Bureau, but cou... Read More

Survey Says: Most Title Agents don't know TRID Thu, Mar 05, 2015 We weren't surprised to find out, that according to a survey conduction by Secure Settlements, Inc., a mere 36% of a sample group of 1,743 settlement agents are familiar with the new TILA-RESPA Integrated Mortgage Disclosure forms that are set for im... Read More

What makes Best Practices so great, anyway? Wed, Feb 04, 2015 You may have heard about Best Practices, but what exactly does that mean?The term Best Practices has been bandied about in terms of mortgage loans and real estate closings since the mortgage meltdown, but what does it actually mean . . . and what is ... Read More

What is Email Encryption and Why is it Necessary? Wed, Jan 14, 2015 What is Email Encryption and Why Is It Necessary? Have you received an email from us that indicated it was “encrypted” and requested you to register and log in to receive protected emails from us in the process of buying, selling, or ref... Read More

Welcome to 2015 - the Year of the New Forms Tue, Jan 06, 2015 We are diligently preparing for significant changes to the real estate settlement process as certain provisions of the Dodd-Frank Financial Reform law of 2010 go into effect, including new Truth-in-Lending and RESPA Integrated Disclosure forms, and i... Read More

What's the $3.28 added to the closing statement? Sat, Jun 21, 2014 Title Insurance Policy Assessment/Surcharge – Implementation Extended The assessment/surcharge previously scheduled to commence on June 13, 2014 has been delayed again until September 2, 2014. Effective September 2, 2014, every title insurance... Read More

Southern Title Blue Ribbon Best Practices Thu, Feb 27, 2014 Southern Title is proud to operate under the guidelines of these Best Practices which illustrate our commitment to the integrity of every real estate closing of which we are a part. As an independent third party to the real estate transaction, it is ... Read More

Should you rent or buy? Tue, Feb 26, 2013 Here’s some pros and cons to help you decide whether to rent or buy. For many, homeownership is the American dream, and it is one of the most important steps many people will take in their lifetime. If you are not sure whether to buy or rent,... Read More

First Time Home Buyer? Mon, Feb 25, 2013 Buying a home for the first time can be overwhelming. It’s important to have knowledgeable professionals by your side to guide you through the process. Be sure to contact a REALTOR®, mortgage lender, and an experienced title company early i... Read More

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