Identity Theft is the fastest growing crime in America.
Most people think it won't happen to them, but your everyday transactions reveal key personal information that can be used without your knowledge to commit and identity theft crime. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.
While Southern Title's Best Practices policies require us to encrypt all emails that include your Non-Public, Personal Information (NPI), we can't control the policies of other parties to the transaction. If you send or receive emails through open source email providers (such as Gmail, AOL, or Yahoo) or send texts about your closing to anyone, you are providing the kind of information that would allow hackers to steal your identity.
That's why Southern Title is contracting with First Watch ID to offer one year of Identity Theft Protection for every purchase, sale, or refinance customer.
First Watch ID Monitoring
First Watch ID searches thousands of databases and billions of records looking for the beginning steps of Identity Theft. If suspicious activity is found, members are notified by a personal phone call, so potential damage is limited.
The First Watch ID Theft Protection Plan Includes
Identity Risk Scores: helps you identify your level of identity theft risk.
Identity Monitoring: looks for suspicious activity and notifies you with a personal phone call, so potential damage is limited.
Insurance: $25,000 with a $0 deductible to ease the financial hardships associated with identity theft.
Restoration: Should identity theft occur, First Watch ID works with you to repair your good name to a pre-theft condition.
Free Credit Report Access and Reminder: First Watch ID provides access to federally-mandated free credit reports, along with a reminder service to request reports.
Lost Wallet/Purse: Helpful assistance to minimize the consequences for a lost wallet or purse.
Stop Credit Card Offers: Stops unwanted credit card offers.
Social Security Statement Access: Easy online access to request a copy of your Social Security statement.
Electronic Newsletter: First Watch ID's quarterly newsletter with up-to-date and helpful information regarding identity theft.
How Southern Title and First Watch ID Protect Your Identity
Identifying Your Risk
When you close with Southern Title, you can feel confident that our partnership with First Watch ID will help minimize your exposure and help stop potential misuse of your identity. Identity Risk Scores are a proactive scoring solution to help identify identity theft risk.
Continuous Monitoring
First Watch ID's continuous monitoring system enables First Watch ID to detect serious, costly crimes such as "Identity Assumption" and "Synthetic Identity Theft", which go well beyond simple credit card fraud.
Insurance*
Up to $25,000 with a $0 deductible. This benefit eases the financial hardships associated with identity theft. This includes "Discovery-Based" coverage for Identity Theft events that occurred prior to enrollment if they are first discovered during the membership period.
First Watch ID Service Guarantee
If you become a victim of identity theft, First Watch ID works with you to repair your good name to a pre-theft condition through their Unlimited Restoration Guarantee.
*Identity Theft Insurance is underwritten by subsidiaries or affiliates of AIG, Inc. The description is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
