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Equifax Breach Impact on Real Estate Transactions Wed, Sep 20, 2017 The personal data of approximately 143 million US consumers from the credit reporting agency Equifax was obtained by hackers through a system breach. Hackers obtained full legal names, Social Security numbers, birth dates, legal addresses and some dr... Read More

Veteran Health Identification Card Acceptable for Identification Beginning July 1, 2017 Wed, Jun 28, 2017 The Veteran Health Identification Card issued by the United States Department of Veteran's Affairs will join the 9 other forms of identification that are acceptable for notarization in Florida beginning July 1, 2017. Please contact Southern Title if ... Read More

Estoppel Reform - What does it mean? Wed, Jun 21, 2017 Governor Scott signed the Estoppel Reform Bill into law on June 14, and it goes into effect on July 1st. What does that mean to you, as a Florida resident? Read More

Your Home is Appreciating - Is your Owner's Title Policy? Mon, Aug 08, 2016 Your home. It’s where you raise your family, share your dreams, welcome your friends, and create your fondest memories. It's also one of your biggest investments. Read More

When Is a Property Sale Subject to Documentary Stamp Tax?
When Is a Property Sale Subject to Documentary Stamp Tax? Thu, Mar 31, 2016 Documentary stamp tax is imposed under section 201.02 Florida Statutes on documents that transfer interest in Florida real property. It is calculated at a rate of .70 per $100 (other than Miami-Dade County). Read More

The "Optional" Myth about Title Insurance Mon, Apr 27, 2015 When you buy a home, you want it to be yours. Title insurance helps keep it that way. You may think a problem with your title is a remote possibility, but one out of every four title searches exposes an issue. There are many problems that c... Read More

Get the Scoop on the New Integrated Mortgage Disclosures Thu, Mar 26, 2015 The Consumer Financial Protection Bureau (CFPB) yesterday indicated there will be no delays in the implementation of the new TILA-RESPA Integrated Mortgage Disclosures for mostl federally insured mortgages beginning August 1, 2015. If you are confus... Read More

Is the CFPB Changing? Thu, Mar 19, 2015 Republicans are taking advantage of a majority in the House and Senate for the first time since the creation of the Consumer Financial Protection Bureau (CFPB). The result: several bills that could not only change the direction of the Bureau, but cou... Read More

Survey Says: Most Title Agents don't know TRID Thu, Mar 05, 2015 We weren't surprised to find out, that according to a survey conduction by Secure Settlements, Inc., a mere 36% of a sample group of 1,743 settlement agents are familiar with the new TILA-RESPA Integrated Mortgage Disclosure forms that are set for im... Read More

What makes Best Practices so great, anyway? Wed, Feb 04, 2015 You may have heard about Best Practices, but what exactly does that mean?The term Best Practices has been bandied about in terms of mortgage loans and real estate closings since the mortgage meltdown, but what does it actually mean . . . and what is ... Read More

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