Southern Title is committed to protecting our buyers and sellers throughout the real estate transaction. We require an Escrow Agreement with an earnest money deposit to protect you and your interests in the property. You can access a sample of our Escrow Agreement here and check out the basics of the Escrow Agreement here.
Email Security Warning
If you are sending email to us with personal information, please be aware that email is not a secure method of communication. Do not use email to send us confidential or sensitive information such as passwords, account numbers, or social security numbers. If you need to provide this type of information, contact us by phone, fax, or regular mail.
Proud to be an Authorized Service Provider as mandated by the Consumer Financial Protection Bureau.
We are proud to be an Authorized Service Provider for Alliant National Title Insurance Company. You can find out more about their rigorous approval process for title agents by clicking here.
Southern Title is proud to display the Stewart Trusted Provider Seal on our website, demonstrating the elite status our agency has achieved and maintains by continually meeting the stringent criteria of Stewart’s ongoing review process and Independent Agency Standards.
Southern Title is an active member of these professional associations. Do business with a member!
The Real World
There’s a new scam preying on home buyers! Hackers are breaking in to unsecured Realtor email accounts (using Gmail, Hotmail, AOL, Yahoo) and other open source platforms to gather information about upcoming real estate transactions. Find out more about what that means and how to protect yourself here. Southern Title follows Best Practices guidelines, using encrypted emails to transmit non-public personal information (NPI). Please contact us to find out more about how we protect the integrity of your real estate transaction.
The Consumer Financial Protection Bureau (CFPB) has indicated it will heed the progress made by the lenders that have made efforts to comply with the new forms, but stopped short of offering delayed enforcement or a hold harmless period for the August 1 deadline of the new TILA-RESPA Integrated Mortgage Disclosures. In addition, the Bureau blogged that the new disclosures should NOT delay closings for more buyers. Read more here.
The new mortgage disclosures list title insurance as "optional" Here is why it isn't.
The CFPB has a new toolkit that will guide you through the process of shopping for a mortgage and buying a house. Developed as part of the CFPB’s “Know Before You Owe” mortgage initiative, the toolkit will help you take full advantage of the new Loan Estimate and Closing Disclosure forms that lenders are required to begin providing in August. You can access that toolkit by clicking here.